We recently read an article in the Money section of U.S. News and World Report called "Surviving the Emotional Toll of Bankruptcy," which examines an interesting side of bankruptcy that isn't often discussed. Sometimes people have a belief that bankruptcy is a negative thing, and that having to file a bankruptcy is a stressful event. What people don't realize, is that filing for Chapter 13 bankruptcy can be a huge step toward financial and emotional freedom. When the creditors stop calling or sending bills, it can greatly reduce your anxiety and contribute to your peace of mind.
Sometimes it can be hard to move forward in a positive way when you have so many feelings about your financial troubles holding you back. The recession left so many people with mountains of debt that it's just now they are feeling as if it's time to dig themselves out. A Chapter 13 Bankruptcy can provide a way to deal with your financial problems in a positive manner.
One idea in the article that we really thought would resonate with our clients is the fact that no one wants to file for bankruptcy—but often, bankruptcy is the only thing that can give you the breathing space to make a fresh start. So many of our clients feel as if they are the only person to ever file for bankruptcy, when the fact of the matter is that there are thousands of other people out there doing the same exact thing.
If you think it may be time to file a Chapter 13 bankruptcy, check out our article "5 Signs that a Chapter 13 bankruptcy may help you", If you are ready to talk to someone about filing a bankruptcy, contact the Virginia Beach firm of Hampton Roads Legal Services or call us at 757-320-2010 for a free consultation. Give us a chance to explain how debt relief can be good for both your wallet and for your attitude toward life.