If you are having difficulties paying all of your creditors, you may be considering a debt consolidation program. Before you make any decision, find out the differences between debt consolidation and a Chapter 13 bankruptcy in Virginia

Many people believe that it is better to attempt to pay creditors back through a debt consolidation program than to file a Chapter 13 bankruptcy. However, there are significant differences between the two that might surprise you. This video will highlight some of the differences and how a Chapter 13 bankruptcy may be the better option for you.

If you are struggling to make the monthly payments on your bills, contact Hampton Roads Legal Services at 757-320-2010 to find out how a Chapter 13 bankruptcy can help you.

Edrie Pfeiffer
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Edrie Pfeiffer, Bankruptcy & Divorce Attorney