Blog for Hampton Roads Legal Services About Bankruptcy and Family Law
Interested in learning more about bankruptcy and family law in Virginia? Stay up-to-date by reading the Hampton Roads Legal Services blog for new information.
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Claiming Chapter 7 Bankruptcy May Wipe Out IRS Debts There are many factors that go into deciding whether or not you can wipe out and erase tax debts from the IRS or the State by filing a Chapter 7 bankruptcy. -
Life after Bankruptcy You know that bankruptcy can eliminate all or most of your debt, but that it may have severe credit ramifications. So should you do it? -
Is Hiring a Bankruptcy Attorney Really Too Expensive? Find Out How Expensive it is NOT to! An elderly couple had fallen behind on payments and creditors were ready to take anything they could from the couple. -
I’m filing for bankruptcy…. I can’t afford to pay an attorney too! Wondering about how expensive attorney fees are when filing bankruptcy? Here’s a summary of what you are paying for and why. -
Best Tips to Avoid Credit Card Debt Establish a budget and stick to it. Don’t charge what you can’t afford. Pay off credit card balances in full each month. -
Your Tax Refund Should be as Close to $0 as Possible! If your withholdings are appropriately allocated, your refund should be as close to $0 as possible. -
It is time to change Virginia's life time cap on exemptions. Virginia is the only state that imposes a lifetime cap on the assets that can be protected in a bankruptcy. This hurts low income people who can't afford it. -
Pro Se Filer will lose $6,000 of tax refund because she missed deadline for filing a Homestead Deed. Virginia's exemption laws are a trap for those who can least afford to lose assets in a Chapter 7 bankruptcy. -
Timing the filing of a Chapter 7 bankruptcy. Does it really matter when you file a Chapter 7 bankruptcy? -
But I surrendered my house in my bankruptcy! Filing a bankruptcy and surrendering your house or other real estate may not be as final as you think. -
Disputing collection accounts just became slighlty easier in Virginia. The Fourth Circuit Court of Appeals recently decided that collection agencies cannot require that a dispute over a debt must be submitted in writing. -
Bad Behaviour could cost you money You could lose the right to protect assets in bankruptcy by trying to falsify information. This could cost you thousands of dollars. -
Earned Income Credit Refunds in a Chapter 7 Bankruptcy A low-income person filing bankruptcy in Virginia could be forced to turn over money that the Federal government has given them as a benefit for working... -
Virginia Exemptions to protect assets need to be updated. The Virginia laws that allow an individual to protect assets from creditors have not been updated for several years. -
I can't take these harassing collection calls anymore. Make them stop! We can help you stop those harassing collection calls and letters by filing a Chapter 7 bankruptcy. -
Co-Signing A Loan Should you co-sign a loan to help some one establish credit? -
Is it bad to have money in the bank when filing a Chapter 7 Bankruptcy? How much money can I have in the bank when I file a Chapter 7 in Virginia? Does it matter if the account is a joint account? There is no easy answer to this. -
Should I file Bankruptcy? When is the right time to file a bankruptcy? How much debt should I have to file for bankruptcy? Do I need to file? This article will address those questions. -
How to lose money in a Bankruptcy Too many people try to save some money by filing a bankruptcy without an attorney and end up losing thousands of dollars. -
Reaffirming a Debt without advice from an attorney Filing a bankruptcy without the advice of an attorney can cause an individual to end up owing debt by reaffirming debts that they did not need to.