The delinquency rate on credit cards bills has increased slightly in the last quarter and many bankers predict that the delinquency rate will continue to increase. While this could be viewed as a bad thing, it also can indicate that banks are starting to loosen up on lending policies. The overall level of credit card delinquencies has not changed a great deal over the years.

If you are one of those who is struggling to pay your credit card debt, bankruptcy could be a solution for you. Contact Hampton Roads Legal Services at 757-320-2010 to see how bankruptcy can help you get a fresh start, free of credit card debt.