How Two Tennessee Teachers Paid off $92,000 in Debt in Less Than 3 Years
Bryant and Emily Adler used the Dave Ramsey Snowball Method, where you pay off your smallest debt first and then move to your next smallest and so on until all debt has been paid off. They didn't spend a dollar on clothes, leisure activities or dining out for three years.
If you are able to pay off your debts in a 3 to 5 year period, then you should do that. However, if you would have to use the money that you need to live on to pay off all your debts in less than 5 years, then bankruptcy may be a solution for you.
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