When individuals fall behind on their debts, the accounts are frequently turned over to collection agencies. Many of these agencies use high-pressure methods to try to force payments on the debts. A recent study shows that over one-third of Americans who have a credit report have accounts that are delinquent and are in collections. In Virginia, over 40% of individuals have accounts in collections.
If you are one of these individuals, there is help. Contact Hampton Roads Legal Services at 757-276-6555 to see how a bankruptcy can put you on the path to being debt-free and stop these collection agents in their tracks.