Student loan debt is now one of the largest forms of debt in the United States. As more people are struggling to find good jobs, the delinquency rate on student loans is increasing. The Federal Government is increasing it's involuntary collection of student loans through the garnishment of wages.
Since student loans are not dischargeable in a bankruptcy, individuals have few recourses when their wages are garnished. However, you can stop the wage garnishment by filing a bankruptcy and get rid of the rest of your debt. This can allow you to set up a repayment plan for your student loans that you can afford to make.