If you're considering bankruptcy go talk to HRLS ASAP.
I was living on social security income and had a couple judgments against me with creditors constantly harassing me. I didn't know what to do so I called Hampton Roads Legal Services. THey were always there for me from the first phone consult all the way to the end of my case. During my consult the advice given to me was solid and I felt sure that I was doing the right thing. This was a scary decision for me and my questions were answered completely. I was scared about how my credit score would be affected as well as what debt I could actually discharge and if I could find a place to rent to me after the bankruptcy. But after talking with the attorneys my fears were completely erased. They were complete and detailed in their answers to all my questions. I loved that there was always someone available to answer my questions. I never felt rushed out of the office and every different scenario was presented with great details. I also liked how prompt everyone was with responding to my emails. If you are considering bankruptcy I would tell you not to wait, call Hampton Roads Legal Services ASAP!M. Hopkins - Virginia Beach, VA