Bankruptcy terms and the difference between Chapter 7 and Chapter 13 were confusing me

I was really struggling with my mortgage payment when I began looking for a bankruptcy attorney in Virginia Beach, although I live in Portsmouth. I also could not pay my credit card debts, motorcycle payments, and some personal loans. Bankruptcy confused me and my biggest question was "what IS bankruptcy?" and "what are the differences between Chapter 7 and Chapter 13?". I felt confused by the bankruptcy terms, and needed more clarity. I was also worried about how much it would cost to file bankruptcy, and what it would be like going through bankruptcy court.

Hampton Roads Legal Services bankruptcy law firm was very understanding about my fears. The resolved all my concerns about filing my case, and helped me understand all the procedures. Attorney Pfeiffer explained what is bankruptcy, and how it could help me. She completely explained the differences between Chapter 7 and Chapter 13 and helped me make an informed choice! Her guidence helped me learn from my mistakes. Her staff was very informative and gave me great customer service! Thank you all!

Arnold S., Portsmouth VA