Filing a Chapter 13 bankruptcy should only be done after consulting with an experienced bankruptcy attorney but here are five signs that you might need to file a Chapter 13.
You have fallen behind on your mortgage payments and you want to keep your house.
You have missed payments on your car and you need to prevent a repossession.
You have large tax debt.
You have a second mortgage on your house and it is worth less than what you owe on the first mortgage.
You have been in a debt consolidation program but you don't see to be making any progress.
If any of these apply to you, contact us or call us at (757) 320-2010. I will sit down with you, evaluate your situation and advise you if a Chapter 13 bankruptcy is best for you.