When should you file a Chapter 13 Bankruptcy

Filing a Chapter 13 bankruptcy should only be done after consulting with an experienced bankruptcy attorney but here are five signs that you might need to file a Chapter 13.

You have fallen behind on your mortgage payments and you want to keep your house.

You have missed payments on your car and you need to prevent a repossession.

You have large tax debt.

You have a second mortgage on your house and it is worth less than what you owe on the first mortgage.

You have been in a debt consolidation program but you don't seem to be making any progress.

If any of these apply to you, contact us or call us at (757) 276-6555. I will sit down with you, evaluate your situation and advise you if a Chapter 13 bankruptcy is best for you.

Edrie Pfeiffer
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Edrie Pfeiffer, Bankruptcy & Divorce Attorney